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Reverend Ike, The Shorter Version
The Reverend Ike was an African-American minister who preached the Prosperity Gospel, and if you don't have time to read all of Steve Sailer's post below, this will do:
Rev. Ike was on the call in show, and a person called and this was the basic exchange: Caller: Rev. Ike, I have a terrible problem!
Rev. Ike: Yes, my son, what is it? Caller: I owe the bank $25000 and I just don't have it.
Pause.
Rev. Ike:First, you must change your thinking. You don't have a problem. The bank has a problem.
Which is true. The problem is that in the Minority Mortgage Meltdown, we're the bank.